Institute of Money Advisers

The Institute funds activities that professionalise money advisers, including accredited training in debt management, personal budgeting, income maximisation, financial resilience, and legal updates for handling problem debt, low incomes, and crisis interventions like Debt Relief Orders. Supported activities include accreditation schemes for money advisers, bursaries for training courses, sector resources on budgeting and debt advice, information-sharing networks, and capacity-building for advisers. Their work reaches advisers in Citizens Advice, local authorities, housing associations, and charities serving vulnerable families and individuals facing financial hardship, over-indebtedness, or exclusion. Interventions focus on adviser competence to enable client outcomes like debt relief, budgeting support, and financial capability, championing preventative education and peer learning among advisers. They prioritise poverty alleviation and financial exclusion prevention through workforce professionalisation, with an emphasis on preventative education and peer learning among advisers.

The Institute supports both organisations and individuals, with a focus on registered charities. They fund money advisers working in Citizens Advice, local authorities, housing associations, and charities serving individuals facing financial hardship, over-indebtedness, or exclusion. Priority is given to advisers supporting diverse communities in financial distress across urban and rural settings. The Institute values ethics, minimum standards, and client-centred approaches, and they welcome unsolicited applications. They focus on the free-to-client money advice sector, supporting those who provide impartial advice to vulnerable individuals.

The Institute excludes direct client grants, commercial money advice providers, core funding, project grants, and emergency relief. Their focus is solely on workforce development and quality assurance in the free-to-client sector, not on funding direct services or commercial entities.

The Institute funds through bursaries for training courses, accreditation schemes, and sector resources. They support capacity-building for advisers and information-sharing networks. They welcome unsolicited applications and collaborate with bodies like the Money Advice Trust for nationwide debt prevention. Their funding style focuses on workforce professionalisation and continuous development, rather than project or core funding.