Money Advice Trust

Money Advice Trust is a UK-wide national charity established in 1991 to help individuals, self-employed people, and small businesses tackle problem debt and build financial resilience, ensuring financial difficulties do not hinder full societal participation. Guided by a prevention-focused mission, it delivers free, impartial advice, practical support, training, advocacy, and research through core services like National Debtline for individuals, Business Debtline for small businesses, and Wiseradviser for training debt advisers. Its values emphasize evidence-led systemic change, early intervention, and partnerships with government, creditors, regulators, and charities to address root causes of debt amid cost-of-living pressures, arrears, and low incomes.

The Trust funds targeted initiatives in financial vulnerability, debt prevention, financial education, and support for those facing exclusion, prioritizing low/precarious income groups, self-employed individuals, small business owners, and the debt advice sector. It supports research, innovation grants, evidence-building, capacity strengthening, and best-practice projects via co-designed partnerships, rather than broad charitable aims, reaching hundreds of thousands annually through direct services and sector influence.

Eligible applicants are limited to UK-registered charities and academic institutions based in the UK (England, Scotland, Wales, Northern Ireland), with a preference for medium-to-large organizations, national/regional players, or sector infrastructure bodies; unsolicited applications are not accepted—funding arises from invitations for strategic or commissioned work. Grant sizes vary (potentially six figures for major projects), with no fixed ranges, deadlines, or rounds; decisions are adhoc via partnerships. It excludes general/core costs, capital, or emergency grants, standing out for its national debt expertise, rigorous policy influence, and leadership in UK financial inclusion.