Money and Pensions Service

Could Money and Pensions Service be a fit? Check free — then find open funders like them if not.

Typical grants: £10,000 – £25,000
Applications: Not accepted

Works for Registered charities, CIOs, CICs and community groups.

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moneyandpensionsservice.org.uk

About Money and Pensions Service

The Money and Pensions Service (MaPS) is a UK government-sponsored arm's-length body, established in 2019 through the merger of the Money Advice Service, the Pensions Advisory Service, and Pension Wise. It leads the national strategy for financial wellbeing, with a mission to enhance people's financial capabilities across all life stages. Its core values are impartiality, inclusivity, accessibility, collaboration, and evidence-based practice. Operating under the MoneyHelper brand and funded by a financial services levy, MaPS provides free guidance while also commissioning partners to deliver scalable support. The organisation prioritises vulnerable groups, including low-income individuals, those in debt, people nearing retirement, and communities affected by major life events. As the UK's central architect of public financial guidance, MaPS takes a strategic, evidence-led approach to funding, favouring large-scale partnerships over small open grants.

What Money and Pensions Service funds

MaPS funds initiatives that modernise free debt advice in England, improve financial literacy, and promote savings and pensions guidance. The organisation supports activities such as face-to-face and telephone advice, digital tools, community programmes, and innovative approaches for youth or those with mental health-related debt. They also invest in research, pilots, and sector development to drive systemic change. The work aligns with the UK Strategy for Financial Wellbeing, aiming to reduce problem debt and embed financial education. While the debt advice focus is on England, the broader financial wellbeing strategy has a UK-wide reach. Beneficiaries include people in problem debt arising from unemployment, illness, or disadvantage, as well as those nearing retirement and communities affected by life events.

Who can apply

Eligible applicants are UK-registered charities that deliver free services in England. This includes charities that are authorised to provide debt advice where relevant. There is no geographic base restriction, but the organisation looks for a UK-wide strategic impact from the work it funds. MaPS prioritises established partners with a track record of delivering at scale, and it particularly welcomes applications from charities that support vulnerable groups such as low-income individuals, the indebted, those nearing retirement, and people affected by life events such as unemployment or illness. Charities working with youth or on mental health issues are also of interest.

What Money and Pensions Service doesn't fund

MaPS does not provide core or unrestricted funding. It also does not support generalist activities that fall outside the scope of financial wellbeing, debt advice, and financial capability. The organisation focuses its resources on targeted, evidence-led initiatives rather than broad-based community support.

How they like to fund

MaPS commissions large-scale block grants to established partners, such as StepChange and Citizens Advice, emphasising evidence-led, collaborative impact over small open grants. The organisation does not accept unsolicited applications; it only funds through active calls for proposals or through commissioned partnerships. Funding is typically for projects that align with the UK Strategy for Financial Wellbeing, and the organisation works closely with partners to ensure scalable and effective delivery.

How much does Money and Pensions Service give?

£10,000 – £25,000

Typical published range. What your charity could realistically get — and whether you would clear their rules on income, location and legal structure — is the free fit check.

Deadlines & timelines

When to apply, and how long their decisions take.

Your specific fit

Income, location, legal structure and exactly who they fund — matched to your charity.

Good to know

FaithNo restriction

Focus areas

Poverty & hardshipEducationOlder people

How to apply to Money and Pensions Service

Money and Pensions Service does not accept unsolicited applications. Funding is by invitation.

A fit check still tells you whether your work aligns with their published remit.
If you cannot apply directly, shortlist open funders with a similar focus instead of writing into a closed door.

What you can do here

1
Check fit. See if your project aligns with Money and Pensions Service.
2
Find open funders. Shortlist similar funders you can approach.
3
Save the notes. Keep the fit check if you are later invited to apply.

See if Money and Pensions Service could be a fit — then find open funders like them.

Frequently asked questions

How much funding does Money and Pensions Service provide?

Money and Pensions Service typically provides grants of £10,000 - £25,000.

Where does Money and Pensions Service fund charities?

Money and Pensions Service funds charities operating in the UK.

Does Money and Pensions Service accept unsolicited applications?

Money and Pensions Service does not accept unsolicited applications.

How do I apply for funding from Money and Pensions Service?

Money and Pensions Service does not accept unsolicited applications. Funding is by invitation. A fit check still tells you whether your work aligns with their published remit.